A Little "Common Sense" from Ron

I am amazed at how some people will fight with their adjuster for $3,000 on an auto claim, or $500,000 on their homeowner's claim, yet they "can't afford" $25 or $75 (even with an information guarantee!) to get all or part of that $3,000 or $500,000. And if you are trying to decide between different website publications — considering the money at stake — why not buy eBooks from several websites?

You could easily spend $150–$250/hour on a lawyer only to find out he really knows nothing about property insurance claims. Of the 160,000+ practicing attorneys in California, there are not over 10 or 15 who really know property insurance claims, and most of them work only for insurance companies. The George Bush U.S. Supreme Court eliminated the punitive-damage incentive against insurance companies with the State Farm v. Campbell case in 2003. This eliminated the motivation for 99.9% of plaintiffs' attorneys to pursue bad-faith first-party property claim litigation against insurance companies.

I can't emphasize enough how, in my 15+ year experience as a public adjuster, it sometimes only took one bit of information to get coverage for a denied claim, or to add huge chunks of money (sometimes hundreds of thousands of dollars) to a claim.

Would you rather spend hours, days, weeks or months looking for that one bit of information in the policy or in the law (which, no offense intended, you and most attorneys would probably never find or know what to do with anyway), while your legal and policy time limits slip away — or get it INSTANTLY in a guaranteed UClaim eBook?

If Ron Cercone, an individual with average intelligence but a ton of insurance claims knowledge, can get an average of 34% more claim settlement dollars over and above what policyholders achieve on their own, and he has put everything he knows in his UClaim eBooks — doesn't it stand to reason that even if YOU achieve only half of that 34%, you have covered your investment in a UClaim eBook tens, hundreds and even thousands of times over?

The Most Common Question

The most common question I get goes something like this:

"The adjuster said he would pay X dollars for my total loss car. But the value of my car is TWICE what the adjuster is paying. What can I do?"

The same question is asked in home and business owner claim valuations and repair costs.

There is no one right answer. There may be several possible responses and strategies, depending on the circumstances of your claim (and if you are lucky, it may only take one bit of information to double your settlement). UClaim eBooks will help you make the best response and strategy for your circumstances. They will show you how to alter that strategy, just as the adjuster alters his strategy with every phone call or letter — just like every move in a game of chess.

Forums and Blogs Won't Save You

You will not learn how to "play" the insurance claim game from one or two answers to questions on a forum, newsgroup or blog. First, if you post a question that is over a paragraph in length, it will usually be ignored or answered only in part. And even if the answer is competent, it will only be good based on the circumstances at the time of your question. Second, the "volunteer experts" answering questions on those websites are not angels from heaven sent to help the poor consumer — they are either trying to generate traffic to their own money-making websites (like me!), or they are on their own little ego trip.

The "claim game" changes every day — and it is a game, even when it hinges on one bit of information. It is exactly like a game of chess. The strategy changes with every move. You don't know what the adjuster's next move is going to be. There may only be one response you can make. There may be several responses, and you have to choose the best one for that point in time. And guess what else? The adjuster doesn't know what your next move is, either.