Legal Notices

Copyright

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Except for making one hard-copy print of limited portions of the UCLAIM Information on an ad hoc basis for private use, or downloading as may be expressly authorized by UCLAIM, the UCLAIM Information (including products and reports purchased) may not be reproduced, licensed, copied, displayed, published, sold, modified, transmitted or distributed without UCLAIM's express permission. You may download material from this site for your use only, provided you keep intact all copyright and other proprietary notices.

For example, no company, organization or individual may copy the products purchased from UCLAIM and distribute additional copies to any other person or group of persons or entities, including employees or members of an organization. In addition, an individual copy may not be resold. However, copies may be provided to immediate family members or a business owner's key employees and their legal representatives who are involved in the settling of the purchaser's insurance claim.

An individual or entity without an insurance claim (for example attorneys, insurers, adjusters, contractors, restorators and body shops) may purchase UCLAIM products for their personal and professional use only. The same restrictions on distribution listed above will apply.

Multiple copies or republication of UCLAIM information and products may be available from UCLAIM at discounted prices.

Disclaimers

UCLAIM takes reasonable measures to ensure the quality of the data and the other information made available on this web site. However, UCLAIM does not guarantee, and assumes no responsibility for, the accuracy, timeliness, correctness or completeness of information available through this web site. Any conclusions that users draw from the information presented here are their own and are not to be attributed to UCLAIM.

The views expressed in UCLAIM's working papers are strictly those of the authors. They do not necessarily represent the position of UCLAIM. UCLAIM has provided links and pointers to Internet sites maintained by third parties. We provide these relevant links as an additional resource for our users. However, UCLAIM does not endorse any views expressed or products or services offered by organizations that are hyperlinked from our web site.

Neither UCLAIM, nor its parent or subsidiary companies nor their affiliates operate or control in any respect any information, products or services on these third-party sites. The materials in this site and the third-party sites are provided "as is" and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, UCLAIM disclaims all warranties, either express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

UCLAIM does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. UCLAIM does not warrant or make any representations regarding the use of, or the result of the use of, the materials in this site or in third-party sites in terms of their correctness, accuracy, reliability, or otherwise.

Nothing on this site constitutes legal advice. UClaim eBooks and Ron Cercone's consulting services do not establish an attorney–client relationship.

Trademarks

"UCLAIM" and the UClaim logo are trademarks of UClaim, Inc. All other trademarks referenced on this site are the property of their respective owners.