Ron's Law Library

Below is a working bibliography of the primary law texts, treatises and statutes that Ron consults daily when handling and supervising insurance claims. The library focuses on first-party property, fire, flood, water, theft and business-interruption claims under California law, with cross-references to federal NFIP regulations.

Treatises

• Croskey, Kaufman, Heeseman & Ehrlich — California Practice Guide: Insurance Litigation (Rutter Group)
• Couch on Insurance, 3d (Thomson West)
• Appleman on Insurance Law & Practice (LexisNexis)
• California Insurance Law & Practice (Matthew Bender)

Key California Statutes & Regulations

• California Insurance Code §§ 790.03, 790.035 — Unfair Claims Settlement Practices.
• 10 California Code of Regulations §§ 2695.1 et seq. — Fair Claims Settlement Practices Regulations.
• California Insurance Code § 2071 — Standard Fire Policy.
• California Insurance Code § 2051 — Measure of indemnity in property insurance.
• California Civil Code § 1668 — Limits on contractual exculpation.

Federal & NFIP

• National Flood Insurance Program Standard Flood Insurance Policy (SFIP) — Dwelling Form.
• FEMA NFIP Adjuster Claims Manual (current edition) — linked from the Free Stuff page.
• 44 C.F.R. Part 61 — Insurance Coverage and Rates.

Leading California Cases

• Egan v. Mutual of Omaha Ins. Co. (1979) 24 Cal.3d 809 — insurer's duty to investigate.
• Gruenberg v. Aetna Ins. Co. (1973) 9 Cal.3d 566 — tort of bad-faith claims handling.
• Brehm v. 21st Century Ins. Co. (2008) 166 Cal.App.4th 1225 — reasonable basis for denial.
• Jordan v. Allstate Ins. Co. (2007) 148 Cal.App.4th 1062 — duty to advise of available benefits.

This bibliography is provided for reference only and is not legal advice. Consult a licensed attorney for case-specific guidance.